Manage your money with Cash App — Money Made Better

Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc.

Manage your money
with no hidden fees

Start banking through
Cash App1

Access your money with no monthly or hidden fees
24/7 fraud monitoring and real-time scam alerts
Order a Cash App Card to be eligible for FDIC insurance²
Manage your money with flexible ways to save and spend

CASH APP CARD

Order a Cash App Card—it’s the debit card with no monthly or hidden fees that gets you cash back at places you love, every week.

Cash App Savings

No hidden fees

Make your money work for you with high-interest savings. Earn up to 3.25% interest and get automatic ways to save for your goals.³

Cash App Savings

FREE OVERDRAFT COVERAGE

Stay covered when you need it most with free overdraft coverage.⁴

DIRECT DEPOSIT

We make it easy to deposit money. Get paid early with direct deposit, make cash deposits at stores near you, and more.

SEND MONEY

Send and receive money instantly for free with friends and family. 57+ million people trust Cash App with their money.

How Cash App compares

Cash AppCash App
ChaseBank of AmericaWells Fargo
Monthly fee$0Up to $34Up to $35Up to $35
Overdraft fee⁴$0Up to $34Up to $10Up to $35
No-fee ATMs⁵40,000115,00015,00011,000
APYUp to 3.25%³0.01%0.01%0.01%

With a minimum monthly direct deposit of $300 or more. MoneyPass Network includes 40,000 ATMs. Sources: Data from Bank of America, Wells Fargo, Chase, and Capital One websites as of July 23, 2024

CASH APP GREEN

Turn everyday spending into our best benefits, including higher Borrow limits, up to $200 in overdraft coverage⁴, and 3.25% savings interest.³

Cash App is built
for security

Real-time transaction alerts

24/7 fraud monitoring map

24/7 fraud monitoring

Card lock and security lock

Common questions

No, you don't need a bank account to create a Cash App account or add money to your Cash balance. There are a number of ways to send and receive money through Cash App if you don't have a bank account. When you have a Cash App Card, you can deposit paychecks, tax returns, and more to your Cash balance using your account and routing numbers. If you have paper money, you can make deposits into your Cash balance at participating retailers.
Yes, like most financial services platforms, Cash App has limits for transfers, deposits, and withdrawals. You can find our sending and receiving limits, paper money deposit limits, ATM withdrawal limits, and more on our support website.
When you have a Cash App account, you can use money in your Cash balance like you would use money in a bank account. It's easy to send, spend, save, and invest your money, and you can deposit money into your Cash balance.
You can link your bank account to Cash App on our website or with the app by visiting your profile. After you link a debit card or bank account, you can add money from your linked bank to your Cash balance.
Cash App uses encryption and fraud detection technology to make sure your data and money are secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you're using a public or private Wi-Fi connection or data service.
Cash App is a financial services platform, not a bank. Whether you want to send, spend, bank, save, or invest, you can do it with Cash App. Cash App provides many services, like direct deposit, free overdraft coverage, and offers, while other products and services, like debit cards, are provided by partner banks and service providers.
No, Cash App is not a bank. It's a financial services platform. We partner with banks to provide banking services.
No, Cash App is not Sutton Bank. Sutton Bank is one of Cash App's partner banks and issues Cash App Cards, but it's a separate company.

Cash App makes
money simple

5★

Editor's Choice on the App Store

9.9m+

Apple App Store and Google Play reviews

4.5★

Rated Excellent on Trustpilot

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